MY BOGGY BLOG: find your way through the murk

Health Insurance Sucks!

I know, I know-- I come back to blogging after so long and it's with a big complaint... but we all have to find our inspiration somewhere. This topic just struck me as I opened yet another medical bill and shuddered. It's the beginning of the year and that means we have to meet our deductibles again, and I swear we are drowing in this $100 here, $200 there kind of bills. Please please please!!! Can we finally get some good health insurance and preventative care in this country??

We are in a sticky spot because DH is self-employed, as am I, and so we do not have the benefit of a company to take some of the brunt and cover us under some group policy. We get to do it all on our own. So right now we pay almost $1000 a month for our family of 5. I have a more expensive policy by myself and a lower deductible ($500) because I have more health issues and need the coverage, at leas for now. DH and the kids are on a less costly (but still expensive) policy all together, and their deductible is $2000 each per year, and so we basically have to pay for any doctor visits and treatments out of pocket.

So we are paying the nearly $1000 a month and we've had hundreds of dollars in medical expenses to cover on our own as well. I just opened the bill for my pap smear. That's almost $300. Should I have skipped it this year? But then I can't get my birth control prescription refilled.

DH has pills now for high blood pressure and high cholesterol, which he tried for a long time to control through diet and exercise. It didn't work. So now he has prescriptions that cost $150 a month that we have to pay out of pocket.

DH makes a decent salary but we are finding it hard to get on top of all these bills, and cover his tuition expenses for taking college classes to finish his degree. And then there's the twins on the verge of going to college, and what if they actually want to get their driver's license (they have permits right now but aren't interested in driving)? That would be another $250 a month for the two of them, if they keep their grades up.

So hey, let's get a Democrat in office who will actually change the way the health insurance in our country works, one that supports the PEOPLE in our country and places a priority on HEALTH through preventative care. Other countries do it. It's well past the time that we should have done it too.

Posted by sapphire at March 7, 2008 7:31 PM